FREE QUIZ · 90 SECONDS · NO EMAIL

Do you actually need an LLC?

9 questions. Honest answer at the end. We'll tell you "don't form an LLC"if that's the right call — about 1 in 5 quiz takers gets that answer.

Honest framework · No upsell ambush at the end · Built by people who run real LLCs

Question 1 of 9

What's your current annual revenue?

Question 2 of 9

Do you sell anything physical that could harm a customer?

Question 3 of 9

How much in personal assets do you have at risk?

Question 4 of 9

Are you in a service business where a client could sue over results?

Question 5 of 9

Do you own (or plan to own) rental property?

Question 6 of 9

Do you have a business partner or co-owner?

Question 7 of 9

Do you sell wholesale to retailers / B2B with formal contracts?

Question 8 of 9

Do you have (or plan to hire) employees / contractors?

Question 9 of 9

Is this a long-term business or short-term experiment?

How we score

We assign points for each answer, then compare your total to three thresholds:

0-5 points: Don't form an LLC yet
Stay sole-prop. The $800/year California franchise tax (or your state equivalent) costs more than the protection saves you at this stage.
6-12 points: Form one when revenue clears $30k
You're close to the threshold where LLC math works. Form when revenue is consistent — not at the first paid invoice.
13+ points: Form now
Multiple risk factors stack. The annual franchise tax is well-spent insurance. We can do the whole bundle for $2,000 or you can DIY for ~$890.

Disclaimer: This quiz is informational, not legal or tax advice. Verify your specific situation with a CPA or attorney. The framework is conservative — when in doubt, we err toward "wait until you really need it."